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Prince Harry given 10% discount on legal fees after Home Office made error in proceedings from turbotax login discount
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Eagle Fly
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TechBasics
⏲ 1 minute 44 seconds 👁 1.7K
Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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The Ramsey Show Highlights
⏲ 4 minutes 17 seconds 👁 115.7K
Mighty Small Biz
⏲ 1 minute 33 seconds 👁 2.3K
A savvy Brit flew to Romania for a spa weekend - which she says was £85 cheaper than in the UK.<br/><br/>Kara Wildbur, 23, and her mum, Bethan, 50, flew from Manchester Airport to Bucharest Henri Coandă International Airport, Romania, arrving at 11:25am.<br/><br/>The pair then heading straight to the Therma spa - which set them back £64 altogether - and then went to the hotel which cost them £94 in total.<br/><br/>For flights, accommodation and the spa, the weekend trip cost the pair £315 - cheaper than the £400 spa day in the UK.<br/><br/>Kara, a travel content creator, from Denbighshire, Wales, said: \
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Adnan CTN
⏲ 1 minute 27 seconds 👁 481
DeadMan
⏲ 37 minutes 42 seconds 👁 324
Dive into a sea of possibilities! Welcome to the Veiled Sea, a mysterious region of the ocean that changes with each dive. Encounter over 500 species of marine life, explore the ocean in groups of up to 30 players online, and more! The Endless Ocean Luminous game dives onto the Nintendo Switch system May 2, 2024. Pre-orders are available now on Nintendo eShop. A free 7-day trial for Nintendo Switch Online is included with purchase of the game.<br/> <br/>Paid Nintendo Switch Online members can buy a pair of Nintendo Switch Game Vouchers* for just $99.98 USD. Redeem each one for a digital game in the game voucher catalog to score savings! Click here for more information: https://www.nintendo.com/store/products/nintendo-switch-game-vouchers/ <br/> <br/>*Paid Nintendo Switch Online membership required at the time of purchase and redemption of Nintendo Switch Game Vouchers. Nintendo Switch Game Vouchers must be redeemed within 12 months from purchase date, have no cash value, and cannot be transferred, returned, or redeemed for cash. Each Nintendo Switch Game Voucher may be redeemed for one game offered as part of the catalog. To receive promotional value, Nintendo Switch Game Vouchers must be redeemed for two games with a cumulative price that is higher than the purchase price of the Nintendo Switch Game Vouchers. To pre-order a game using a Nintendo Switch Game Voucher, the Nintendo Switch Game Voucher must not expire prior to the game’s launch date. Nintendo Switch Game Vouchers may not be combined with any other sale, discount, or promotional offer unless otherwise specified. Game catalog subject to change.<br/><br/>Visit Nintendo.com for more info: https://www.nintendo.com/us/<br/><br/>Subscribe for more Nintendo fun: https://goo.gl/HYYsot<br/><br/>Follow Nintendo of America<br/>X/Twitter: https://twitter.com/NintendoAmerica<br/>Facebook: https://www.facebook.com/NintendoAmerica<br/>Instagram: https://www.instagram.com/nintendoamerica<br/>Twitch: https://www.twitch.tv/nintendo
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The Ramsey Show Highlights
⏲ 9 minutes 10 seconds 👁 47.1K
The Big Picture - El Panorama
⏲ 28 seconds 👁 4.1M
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