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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 48.5M
Management Courses - Mike Clayton
What is a Marketing Strategy?
⏲ 9 minutes 29 seconds 👁 12.8K
R. J. Birmingham
MAR101 - CH6- Segmentation, Targeting, & Positioning
⏲ 39 minutes 17 seconds 👁 30.4K
#CocaCola #HistoryOfCocaCola #GlobalDominance <br/>https://www.youtube.com/channel/UCZjWVBHNmSogcuCI0EuU5Nw<br/><br/>Step back in time and explore the captivating journey of Coca-Cola, from its modest origins to becoming a powerhouse in the global beverage industry. Join us as we delve into the effervescent history of the iconic drink that has won hearts worldwide. From the intriguing stories behind its creation to its innovative marketing strategies, this video is a must-watch for all Coca-Cola enthusiasts and history buffs. Don't forget to hit the like button and share this video to spread the fizzy knowledge! #CocaCola #HistoryOfCocaCola #GlobalDominance
The Refreshing Story of Coca-Cola: From Pharmacy Syrup to Global Icon
⏲ 9:13 👁 430K
Brian Tracy
4 Principles of Marketing Strategy | Brian Tracy
⏲ 24 minutes 49 seconds 👁 1.5M
Marketing Business Network
What is a Marketing Strategy?
⏲ 3 minutes 4 seconds 👁 10.1K
#1 rated promotional products store in the USA.<br/><br/> Ready to stand out in a crowded marketplace? Discover the ultimate guide to crafting a winning brand awareness strategy with Promo Direct! From defining your brand identity to strategically implementing giveaways, we've got you covered. <br/><br/>1️⃣ Define Your Brand Identity: Learn how to establish a unique selling proposition, brand voice, and visual elements for maximum impact.<br/><br/>2️⃣ Understand Your Audience: Dive deep into market research to uncover demographics, interests, and pain points, ensuring tailored messaging that resonates.<br/><br/>3️⃣ Craft Compelling Content: Elevate your brand with engaging blog posts, videos, and social media content infused with authenticity and value.<br/><br/>4️⃣ Leverage Social Media: Harness the power of social platforms to amplify your reach, engage with your audience, and drive growth through strategic content sharing and giveaways.<br/><br/>5️⃣ Partner with Influencers: Explore the benefits of influencer marketing and learn how to collaborate with industry leaders to expand your brand's visibility and credibility.<br/><br/>6️⃣ Implement Giveaways Strategically: Discover how strategic giveaways can generate buzz, increase engagement, and attract new followers or customers, propelling your brand towards lasting success.<br/><br/> Don't miss out on this comprehensive guide to building brand awareness and dominating your market. Ready to elevate your brand? Let's get started! <br/><br/>Read more Business and Marketing ideas: https://www.promodirect.com/blog/6-simple-steps-to-create-the-ultimate-brand-awareness-strategy/<br/><br/>Website: https://www.promodirect.com/<br/><br/>Facebook: https://www.facebook.com/PromoDirect <br/><br/>LinkedIn: https://www.linkedin.com/company/promodirect<br/><br/>Instagram: https://www.instagram.com/promodirect/
6 Steps to Dominate Your Target Market _ Ultimate Brand Awareness Strategy _ Promo Direct
⏲ 2:0 👁 10K
Adam Erhart
Best Instagram Marketing Strategy For Small Business 2024 (PROVEN & PROFITABLE)
⏲ 10 minutes 24 seconds 👁 49.5K
GaryVee
How To Approach Social Media Marketing in 2024
⏲ 34 minutes 24 seconds 👁 119.4K
https://amzn.to/3UnNeh7<br/><br/>99% sRGB: With 99% sRGB, this monitor offers a wider color gamut than most conventional monitors, giving deeper colors and defining features.<br/>Multiple Ports: Two HDMI ports and one VGA port provide up to 75HZ refresh rate, refining picture clarity in all action-packed gaming sequences and graphic design projects. Audio In and a Headphone Jack provide diverse audio options.<br/>Built in Speakers: Perfectly suited to work & gaming settings, built-in speakers deliver robust & smooth audio while saving space on your desk.<br/>Blue Light Shift: Blue Light Shift reduces blue light, allowing you to comfortably work, watch, or play applications without straining your eyes.<br/>FPS-RTS Game Modes: FPS and RTS are Sceptre's custom set display settings built for an enhanced gaming experience. FPS (First Person Shooter), RTS (Real-Time Strategy)<br/>Mounting type: VESA Hole Pattern 100mm x 100mm<br/>Up to 75Hz Refresh Rate<br/>Build-in Speakers<br/>LED Monitor<br/>Fast Response Time<br/>https://amzn.to/3UnNeh7
Sceptre 24-inch
⏲ 0:25 👁 10K
LITTLE BIT BETTER
6unethical Psychological tricks that should be illegal Robert Cialdini - PRE - suasion
⏲ 16 minutes 45 seconds 👁 1.5M
Adam Erhart
101 Marketing Strategies Guaranteed To Grow ANY Business
⏲ 56 minutes 👁 27.8K
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