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Quit Wasting Your Money , on These Things.<br/>As inflation continues to send the <br/>prices of everyday items soaring, <br/>it's imperative to budget your finances.<br/>Over time, even the most conscious consumers might find themselves <br/>the victims of money traps.<br/>Here are some common money <br/>traps and how to avoid them:.<br/>Bank Fees.<br/>Charges for withdrawals, out-of-<br/>network ATMs and monthly service <br/>fees from your bank add up.<br/>Charges for withdrawals, out-of-<br/>network ATMs and monthly service <br/>fees from your bank add up.<br/>But they don't have to. Per Bankrate, <br/>almost 50% of checking accounts in the <br/>United States don't charge maintenance fees.<br/>But they don't have to. Per Bankrate, <br/>almost 50% of checking accounts in the <br/>United States don't charge maintenance fees.<br/>If you feel overcharged at your current bank, don't hesitate to find a new one.<br/>Unused Subscriptions.<br/>A recent study found almost <br/>70% of US consumers throw <br/>away money each month on <br/>subscriptions they don't use.<br/>The culprit? Signing up for free trials <br/>and failing to cancel services when <br/>the trial period ends.<br/>That’s an easy way to chuck money out the window. , Julie Ramhold, consumer analyst with DealNews, via CNN.<br/>Wasted Food.<br/>According to the Natural Resources Defense Council, almost 40% of food <br/>in the United States goes uneaten.<br/>According to the Natural Resources Defense Council, almost 40% of food <br/>in the United States goes uneaten.<br/>Check your refrigerator before heading to the grocery store and plan your meals around the food you do have

Quit Wasting Your Money on These Things

⏲ 1:30 👁 17.3M

M44

[FREE ] CHILL AMBIENT TRAP TYPE BEAT \"COKED UP\" | TRAP INSTRUMENTAL (Prod. M44 x Loaded)

⏲ 3 minutes 27 seconds 👁 12

Chris Halsne

⏲ 6 minutes 17 seconds 👁 13.2K

A couple say their romantic getaway was ruined after the holiday caravan was so dirty they had to clean it themselves - and the furniture broke when they used it. <br/><br/>Charmaine Bell, 30, and Natalie Berrisford, 37, splashed out £615 for what was supposed to be nice break.<br/><br/>But they say the holiday to Norfolk was ruined by the “dirt pit” caravan - which they say had wallpaper hanging off the walls, mold in the loo and a mucky fridge.<br/><br/>They say the sofas in the property were full of “hard lumps” and the bed slats were so broken they were left sleeping at an angle.<br/><br/>Despite complaining to the holiday company, 2C Holidays, they say they had to stay in the “filthy” caravan for nine nights. <br/><br/>Charmaine, from Royston, Herts., said: “It's really upset me and my partner, we’ve been together 13 years and thought we’d have a nice holiday with the dogs. <br/><br/>“From the second we got to the caravan and walked in it was dirty. <br/><br/>“There was wallpaper coming away from walls, mold in the corners of the room and under the lid of the toilet, the sides were dirty, and the fridge had sticky stuff in it, it was filthy. <br/><br/>“The sofas had really big hard lumps in bottom of them - every time we sat down, we were sat on an angle.” <br/><br/>The couple arrived in Hemsby for a romantic getaway on March 6 – but say as soon as they walked into the caravan at the holiday park they found it filthy.<br/><br/>They say they were looking forwards to spending quality time together with their dogs, with Nathalie travelling down from Scotland for the trip.<br/><br/>But they say when they complained to 2C Holidays about the conditions, they were told they could clean it themselves or spend another £300 to be upgraded to a new caravan. <br/><br/>Charmaine said she decided to clean herself – and says the company offered her £50 for her efforts. <br/><br/>The couple say at the end of their stay they were offered £75 compensation – but claim after the £50 for cleaning, this leaves just £25 for their inconvenience.<br/><br/>“We couldn't pay out for a new caravan, there was literally nowhere else we could go, so it was very upsetting,” said Charmaine.<br/><br/>“Nathalie had a serious back surgery a couple of years ago and she nearly went through the bed. <br/><br/>“She came down from Scotland and this happened, it was just so upsetting, we were literally trapped there.” <br/><br/>A spokesperson for 2C Holidays said: \

Couple's holiday ruined after caravan was so dirty they had to clean it themselves

⏲ 1:58 👁 3.3M

Gu0026G Outdoors

He’s caught 100s of COYOTE with this one SIMPLE set. PREDATOR trapping demo.

⏲ 6 minutes 8 seconds 👁 324.2K

Prensa Alternativa - El Jota

Irán atacará instalaciones nucleares de Israel!

⏲ 10 minutes 44 seconds 👁 7.5K

Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

⏲ 1:14 👁 48.4M

G Squared Tactical

Taurus Tracker 44 magnum: Stop 🛑 before you spend good money watch this range video!!

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Doug In Exile

They Only JUST Found This Out...

⏲ 7 minutes 👁 67.8K

A four-year-old girl jumped for joy when her supportive classmates turned up at her adoption day to surprise her as she left the courtroom. David and Christine West, from Alliance, Nebraska, have been waiting to make Brianna-Cate's adoption official for almost three years, having become her guardians in August 2021. The couple started caring for Brianna in tragic circumstances: they were best friends with Brianna's parent's, Brian and Catherene Johnson, before a car accident killed the pair on April 23, 2021. Brianna was trapped in the vehicle for four hours before she was helicoptered to Aurora to undergo treatment for a fractured leg and a cut on her head. Under David and Christine's care, Brianna was accepted into Kiddie Kampus, a pre-preschool offered by Alliance Public Schools, where she made friends and found a support network. When her adoption was set to become official, Brianna's teachers for the previous two years suggested holding a class celebration. The children in Brianna's class were encouraged to make signs and drawings – and on March 4, they headed to Box Butte County Courthouse in Alliance on their school bus. Once Brianna, David and Christine's session were completed, the family headed out through the courtroom doors, where they were greeted by Brianna's classmates, who they did not know would be showing up. Having seen her friends, Brianna started jumping for joy in the lobby while her new parents fought back tears.

Girl Who Lost Both Parents Surprised By Supportive Classmates On Adoption Day | Happily TV

⏲ 0:59 👁 1.4M

UWC

Iran has lost everything! Israeli pilots in US F-16s destroy largest ballistic weapon depots

⏲ 25 minutes 33 seconds 👁 16.1K

Coyote Down

21 Coyotes Down (300 HAM'R AR-15 Suppressed) Epic Daytime Coyote Hunting

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