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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

What Are High-Yield Savings Accounts?

⏲ 1:27 👁 3.6M

Royal BC Museum

Making Stone Flake Tools

⏲ 55 seconds 👁 17.6K

Mississippi Valley Archaeology Center at University of Wisconsin - La Crosse

Video Glossary: Flake

⏲ 2 minutes 10 seconds 👁 139

Do you know how much you’re able to contribute or what the funds could be used to pay for? Check out the nitty-gritty details of this formidable college savings tool.

What Is A College 529 Savings Plan - How Does It Work?

⏲ 3:49 👁 2.7M

PrehistoricSkills

Levallois technic - Prehistoric stone Tools

⏲ 2 minutes 👁 8.3K

freeze cracked

thots on paleo flake tools, spectacular finds, petrified wood, knapping, etc.

⏲ 36 minutes 8 seconds 👁 3.2K

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Why this FREE Digital Marketing Master Will Make You a Marketing Virtuoso (Comprehensive Course, 75 lectures and lot of assignments)

⏲ 0:49 👁 3.2M

ANTH 550 Archaeological Artifact Analysis

Basic Lithic Vocabulary

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Axis Off Grid Survival

Flintknapping 101 - Pressure Flake

⏲ 9 minutes 30 seconds 👁 1.7K

The iconic Magic Eraser is known for its \

10 Things You Can Clean with a Magic Eraser

⏲ 0:35 👁 2.6M

Jack Crafty

158 - 7 7 Toyah II Deer Bone Tool vs Stone Flake Tool

⏲ 9 minutes 35 seconds 👁 256

Field Archaeology 101

\"Over-Shot\" New Tool Type for Ohio's Prehistory

⏲ 20 minutes 4 seconds 👁 564

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