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Over 40% of Americans have no clue what a 401k is
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Avatar the Last Airbender Mod in Among Us
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SSundee gets surprised by Zud's team name...
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NGO urges AG to look into complaints by 500 investment scam victims
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Getting Revenge in Among Us
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Getting Revenge in Among Us
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Alia Bhatt, Satya Nadella, Ajay Banga, Sakshi Malik Among Time’s 100 Most Influential People Of 2024
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All Your Pain In One Video
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Robot dog going to the Moon?
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Niaga SPOTLIGHT: Financial Inclusion via Innovative FinTech
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Military dog handler rates 8 military working dog scenes in movies and TV
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Oops! My Hubby Is A Secret Billionaire!FullEng sub
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_avatar-the-last-airbender-mod-in-among-us.webp "Zud"){kind=avatar}
_ssundee-gets-surprised-by-zud39s-team-name.webp "SSundee Best Moments")
_ngo-urges-ag-to-look-into-complaints-by-500-investment-scam-victims.webp "The Malaysian Humanitarian Organisation (MHO) urges the Attorney General to look into the reports of 500 victims of an investment scam.<br/><br/>Its secretary-general Datuk Hishamuddin Hashim told reporters in front of the Attorney General's Chambers at Putrajaya on Wednesday (April 17) this was to allow for criminal charges to be taken against the company involved.<br/><br/>Hishamuddin had gone to the Attorney General's Chambers to hand over the complaints, legal representation letter and case facts together with more than 100 victims of the investment scam, and said among the tactics used by the syndicate to gain the confidence of victims to invest included using influential figures to promote the investment schemes.<br/><br/>Read more at https://tinyurl.com/mrp9dez3<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline")
_getting-revenge-in-among-us.webp "SSundee")
_alia-bhatt-satya-nadella-ajay-banga-sakshi-malik-among-times-100-most-influential-people-of-2024.webp "Time magazine's '100 Most Influential People' list for 2024 is out. Actor Alia Bhatt, World Bank President Ajay Banga, Microsoft CEO Satya Nadella, and British actor with Indian roots, Dev Patel have made it to the list. Wrestler Sakshi Malik also features on the list. Malik, India’s only female Olympic medallist, led the protest against the alleged sexual harassment by former Wrestling Federation of India (WFI) chief Brij Bhushan Singh. Sakhi Malik took to X to share her happiness. Other names with Indian connection include astronomer Priyamvada Natarajan, senior US Department of Energy official Jigar Shah, and chef and rights activist Asma Khan. The list also features singer-songwriter Dua Lipa, Oscar-awardee American actress Da'Vine Joy Randolph, and Oscar-nominated actors Jeffrey Wright and Colman Domingo.<br/>")
_all-your-pain-in-one-video.webp "SSundee Reacts")
_robot-dog-going-to-the-moon.webp "Robot dog going to the #Moon?<br/>This could be among the next steps of space research, with canine robots exploring other planets!@OregonStateUniv<br/>#science #robot #galaxy <br/> <br/>: Reuters")
_niaga-spotlight-financial-inclusion-via-innovative-fintech.webp "12% of Malaysia ie; 7 million Malaysians, primarily from rural areas are unbanked - meaning they cannot access any financial services.<br/><br/>This is a dire need in Malaysia due to the country’s fast growth rate in mobile banking and e-money transactions, which quadrupled to RM800 billion in 2021. <br/><br/>Moreover, the existence of financial inclusion gaps among underserved communities such as women, gig workers, and lower-income earners requires significant attention. <br/><br/>Niaga Spotlight speaks with Nisa Ismail, CEO, Sedania As Salam Capital Sdn Bhd (SASC) about the latest in Financial Inclusion via FinTech to help close socioeconomic gaps, especially in rural areas. <br/><br/>#NiagaAWANI<br/>#NiagaSPOTLIGHT<br/>")
_military-dog-handler-rates-8-military-working-dog-scenes-in-movies-and-tv.webp "Terry Adams Jr., a former US Army working dog handler, rates eight military dogs in movies and television shows for realism. <br/><br/>Adams breaks down various breeds of military working dogs, particularly the Belgian Malinois, in the search-and-apprehension scenes in \")
_oops-my-hubby-is-a-secret-billionaire-full-eng-sub.webp "Oops! My Hubby Is A Secret Billionaire!FullEng sub<br/>Oops! My Hubby Is A Secret Billionaire! -P1;They met ten years ago in a foreign country, where she helped him out of his troubles. Ten years later, they meet again, but she no longer remembers him and thinks he's just a poor worker. In order to marry before turning 25 and inherit the family fortune, they hastily tie the knot. What will their married life be like?")
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