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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 45.8M
Witness the pivotal moment as Indian Chief Ministers exercise their democratic right in the first phase of the Lok Sabha Elections 2024. In this exclusive footage, catch a glimpse of the country's political leaders fulfilling their civic duty amidst heightened anticipation and fervor. Stay informed with Oneindia News <br/> <br/>#1stPhaseVoting #LokSabhaElections #Elections2024 #LokSabhaElections2024 #Shorts #YouTubeShortsVoting1stPhase #TamilNadu #IndianElections #Oneindia<br/>~PR.274~ED.102~GR.122~HT.96~
1st Phase Voting Lok Sabha Elections 2024: Indian Chief Ministers Cast Their Votes | Oneindia News
⏲ 10:26 👁 760K
In today's digital age, where personal branding and public perception play a vital role in success, strategic PR efforts have become more important than ever. In a recent podcast interview with entrepreneur Ulyses Osuna, hosted by Jeff Fenster, the power of PR in shaping personal brands and controlling the narrative took center stage. Ulyses, the founder of Influencer Press, shared valuable insights on the significance of PR, the evolving landscape, and the keys to achieving business growth while maintaining a fulfilling personal life.
The Power of Strategic PR: Shaping Your Personal Brand and Controlling the Narrative
⏲ 50:56 👁 6.7M
A mother who lost her daughter in a crocodile attack outside Darwin is appealing to the Northern Territory Government to consider more public education instead of expanding culling. The Lawler Government wants to remove more aggressive crocodiles because of rising concern about attacks, but some experts don't think it will work.
Experts warn that crocodile culling increases risk of harm, instead urging public education
⏲ 2:2 👁 8.3M
As polling begins in Tamil Nadu for the Lok Sabha elections, delve into the intricate political dynamics of the state. From the dominance of regional parties like the AIADMK and DMK to the emergence of new players, this video provides a comprehensive analysis of the key factors shaping Tamil Nadu's electoral landscape. Tune in to understand the various alliances, issues, and potential outcomes that could influence the state's political future.<br/> <br/>#TamilNaduElections2024 #BJP #VotingDay #1stPhaseVoting #LokSabhaElections #Elections2024 #LokSabhaElections2024 #Shorts #YouTubeShortsVoting1stPhase #TamilNadu #IndianElections #Oneindia<br/>~PR.274~ED.102~GR.124~HT.96~
Lok Sabha Elections 2024: Exploring the Political Landscape of Tamil Nadu as Phase1 Polling Begins
⏲ 22:9 👁 645K
The Prince of Wales returned to public duties for the first time since Kate revealed that she was undergoing chemotherapy treatment. <br/> <br/>William promised to \
Prince Williams receives get well soon cards
⏲ 1:37 👁 1.7M
Salman Khan Meets CM Eknath Shinde: सलमान खान के घर के बाहर गोलीबारी कांड के बाद चारों तरफ हड़कंप मच गया है. ऐसे में अब महाराष्ट्र के सीएम एकनाथ शिंदे सुपरस्टार से मिलने उनके घर आए हैं. <br/> <br/>Salman Khan Meets CM Eknath Shinde: There is panic all around after the firing incident outside Salman Khan's house. In such a situation, now Maharashtra CM Eknath Shinde has come to meet the superstar at his house. <br/> <br/>#SalmanKhanHousefiring #EknathShinde #GalaxyApartment<br/>~PR.115~ED.284~
Salman Khan House Firing के बाद CM Eknath Shinde Galaxy Apartment Meeting Inside Photo Viral, Public
⏲ 4:55 👁 585K
Planned surgery wait times in public hospitals are the longest on record- with median wait times at 49 days. That is according to the AMA’s annual public hospital report card out today. Dr Sarah Whitelaw from the AMA says blown out wait times can be put down to a combination of factors.
Elective surgery wait times almost double in 20 years as patients wait longer in emergency
⏲ 1:44 👁 1.7M
In a recent speech, Prime Minister Narendra Modi accuses Rahul Gandhi of mocking Dwarka Puja, contrasting his own participation in the ritual with Gandhi's alleged absence. Modi's remarks add fuel to the ongoing political rivalry between the BJP and the Congress party. Watch to learn more about this latest development in Indian politics. <br/> <br/>#PMModiMocksRahulGandhi #PMModiDwaraka #RahulGandhiDwaraka #VotingDay #1stPhaseVoting #LokSabhaElections #Elections2024 #LokSabhaElections2024 #Voting1stPhase #TamilNadu #IndianElections #Oneindia <br/><br/>~PR.274~ED.101~
PM Narendra Modi says Rahul Gandhi mocked Dwarka puja: ‘I went underwater but Shahzada…’| Oneindia
⏲ 1:40 👁 555K
फेमस रैपर और सिंगर बादशाह अपने गानों के लिए तो जाने ही जाते हैं लेकिन फनी वीडियो भी खूब चर्चा में रहते हैं. बादशाह बेहतरीन कलाकार हैं और उनका सेंस ऑफ ह्यूमर भी अक्सर देखने को मिलता है. हाल ही में उन्होंने एक वीडियो शेयर किया लेकिन उसके कैप्शन में कुछ गलती कर दी और फैंस ने उसे पकड़ लिया. <br/> <br/>Famous rapper and singer Badshah is not only known for his songs but his funny videos are also very much discussed. Badshah is an excellent artist and his sense of humor is also often seen. Recently he shared a video but made some mistake in its caption and fans caught it. <br/> <br/>#BadshahOldFunnyVideo #BadshahEatingGolgappeViralVideo #BadshahGolgappeVideoTroll #BadshahTrolled #BadshahLatestNews<br/>~PR.266~ED.120~
Badshah Eating Golgappa Video Viral पर Public Funny Reaction, 'भैंस की तरह...'|Boldsky
⏲ 3:18 👁 565K
Today we look at bristol’s public transport and find out how locals find it. In the last year bristol city council has invested a lot of time into public transport, including the opening of new railway stations with more to come in the coming years.
Bristol’s transport improvements: what do locals think?
⏲ 2:0 👁 6.4M
Gudivada political equations explained <br/>#gudivada<br/>#andhrapradeshassemblyelection2024<br/>#andhrapradesh<br/>#venigandlaramu <br/>#kodalinani <br/> <br/><br/>~PR.38~ED.234~HT.286~
Gudivada Public To Give Shock To YSRCP?టీడీపీ వైపు మారుతున్న లెక్క | Oneindia Telugu
⏲ 2:8 👁 435K
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