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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
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Creative Film
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ritchie2333
⏲ 5 minutes 👁 6.9M
This bunch of actors really just couldn't let go of these movie characters...
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Ben Shapiro
⏲ 53 minutes 7 seconds 👁 62.7K
Alan Becker
⏲ 39 seconds 👁 1.7M
Stuart Jeffery, Green Party leader, speaks from the Maidstone count
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Green Screen chroma key no copyright
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The Green Party’s former co-leader Sian Berry has resigned from her role on the London Assembly, just three days after winning re-election.
⏲ 0:46 👁 705K
Jupiter's Legacy is an American superhero television series that premiered on Netflix on May 7, 2021. Based on the 2013–22 comic book series of the same name by Mark Millar and Frank Quitely, the show was developed for television by Steven S. DeKnight, who initially served as showrunner, but was replaced by Sang Kyu Kim midway through production. It stars Josh Duhamel, Ben Daniels, Leslie Bibb, Andrew Horton, Elena Kampouris, Mike Wade, and Matt Lanter. The series received mixed reviews from critics, and was canceled after one season, with a spin-off continuation, a live-action adaptation of the 2012 comic book Supercrooks, ordered to series. Super Crooks, an anime adaptation of Supercrooks set in the same fictional universe as Jupiter's Legacy, preceding the additional live-action series, was released to Netflix in November 2021.
⏲ 36:29 👁 2.1M
According to the terms, 80% of the students receiving support must graduate within four years. Otherwise, the public school in Ohio has to foot the bill for each extra semester of tuition.
⏲ 0:51 👁 2.7M
Homeowners can install solar panels, insulation and a heat pump to reduce their bills - plus there’s no VAT to pay.
⏲ 2:23 👁 3.4M
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