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While TikTok continues to make its mark on the younger generations, healthy credit is still at the top of their minds.<br/><br/>A survey of 500 Gen Z and 500 millennials revealed that nine in 10 millennials would rather have an “excellent” credit score than 50,000 followers on TikTok, according to new research.<br/><br/>Even the internet-enamored Gen Zers would prefer a credit score of 750 or higher than thousands of followers on social media (92% vs 8%).<br/><br/>Results also revealed that while 68% pay their bills mobily, more than half (54%) of respondents have only ever interacted with their credit card or credit score on their smartphone.<br/><br/>Conducted by OnePoll on behalf of Credit Sesame, the survey showed that some Americans may be late to the credit game — the average respondent only started building credit at 22.<br/><br/>Millennials tend to fall in line with kicking off their credit in their early twenties, as the average millennial opened a bank account at age 21, as well as got their first credit card and started to pay rent around the age of 23. <br/><br/>Gen Zers, however, opened their first bank account at 19 and both started to pay rent and got their first credit card at 20. Even so, one in 10 (10%) of Gen Z don’t have a credit card or credit score. <br/><br/>The survey also discovered that this late start to financial education may be responsible for Americans’ knowledge gaps. <br/><br/>42% of respondents would rate their understanding of how credit scores work average to poor and more than two in five (44%) thought Americans’ average credit score was below 650. Additionally, one-third believe that age-old myth that checking your credit score will affect it and 19% couldn’t correctly match the definitions of debit and credit. And interestingly, 65% of respondents feel completely in control of their credit score.<br/><br/>\
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