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✓ Published: 31-May-2024
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✓ Published: 31-May-2024
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Over 30% of Americans have been charged a late fee on some type of bill in the last 12 months, according to a new report by NerdWallet. The most common late fees were for credit cards, with 21% incurring at least one late fee, followed by 10% paying late fees on utility bills and 8% on rent. Late fees are just one consequence of making late payments, and missing payments by 30 days or more can negatively impact a consumer's credit report. Experts warn that being over 30 days late on payments can lead to serious consequences, including utility shutoffs and immediate actions like car repossession.
Over 30% of Americans have been charged a late fee on some type of bill in the last 12 months, according to a new report by NerdWallet. The most common late fees were for credit cards, with 21% incurring at least one late fee, followed by 10% paying late fees on utility bills and 8% on rent. Late fees are just one consequence of making late payments, and missing payments by 30 days or more can negatively impact a consumer's credit report. Experts warn that being over 30 days late on payments can lead to serious consequences, including utility shutoffs and immediate actions like car repossession.
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