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_mom-pauleen-luna-on-what-worries-her-about-daughter-tali39s-future-124-pep-exclusives.webp "Pauleen Luna is enjoying every bit of being a mom now after giving birth to her and husband Vic Sotto's second child, Thia Marceline or Mochi. <br/><br/>She shared with PEP.ph (Philippine Entertainment Portal) in this PEP Exclusives Mother's Day interview how much she enjoys taking care of Mochi and seeing how her firstborn Talitha Maria or Tali reacts to being the big sister. <br/><br/>She also shared how she and Vic take care of their kids and each other and why they have such a successful relationship. <br/><br/>But Pauleen also told PEP.ph what worries her about Tali's future and how she has been preparing her for this. <br/><br/>Watch this PEP Exclusives Mother's Day interview to learn more about Pauleen and Vic's way of parenting. <br/><br/>#pauleenluna #mothersday #pepexclusives <br/><br/>Interview: Nikko Tuazon<br/>Video & Edit: Rommel R. Llanes<br/>Music: \")
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_credit-card-delinquencies-are-on-the-rise.webp "Credit Card Delinquencies , Are on the Rise.<br/>New York Federal Reserve data that was published on May 15 shows that credit card delinquencies kept rising from January to March, Fox Business reports. .<br/>In Q1 2024, delinquencies reached <br/>8.9% at an annualized rate.<br/>America hasn't seen this high of a <br/>percentage of serious credit card <br/>delinquencies since 2012, Fox News reports. .<br/>In the first quarter of 2024, credit <br/>card and auto loan transition rates <br/>into serious delinquency continued <br/>to rise across all age groups, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>An increasing number of borrowers <br/>missed credit card payments, <br/>revealing worsening financial <br/>distress among some households, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>Researchers aren't sure why delinquencies <br/>are so high since the unemployment rate <br/>is low, but they have a few theories.<br/>One of those theories is that consumers drained savings throughout the pandemic <br/>but continue to spend at high levels.<br/>Another theory is that some Americans switched to jobs with lower salaries.<br/>Additionally, credit card eligibility may have been expanded for many whose student debt wasn't being reported to credit bureaus amid the pandemic.<br/>These are all kinds of complex issues. <br/>We don't exactly know what's behind the <br/>increase of these delinquency rates. But it's <br/>definitely something that we're tracking, New York Fed researchers, via Fox Business.<br/>The average annual percentage rate for <br/>credit cards hit a record of 20.72% recently.")
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