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Normally, a mortgage refinance is when a homeowner gets a new loan in order to take advantage of lower interest rates. A cash-out refinance, on the other hand, replaces the original loan with a larger mortgage payment in return for immediate cash. nnThe cash-out refi happens when you agree to pay more than the original mortgage amount, in order to liquidate the equity on your home. In other words, you are using the equity you have made on the property to get cash-in-hand, and adding to the princ
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May is Mental Health Awareness Month and Planet Fitness ' National Lead Trainer, Freddy Savage shares the tools to help you prioritize your mental AND physical wellness. Mental health continues to be a struggle among Americans year-over-year - and in 2022, one in five adults experienced mental health challenges. Fortunately, another recent study highlighted that physical exercise can greatly impact one's overall mood and mental health - finding that 1.2 million adults who exercised regularly had fewer days of poor mental health than those who didn't exercise. Working out isn't just about how you look; it's about how you feel. Luckily, Planet Fitness offers affordable memberships, that won't break the bank, and with over 2,500+ locations, there's bound to be a gym nearby, making working out more convenient than ever before, and an opportunity to not only boost your physical fitness but also help improve your mood and mental health. And as a certified fitness trainer, Savage strives to share simple tips for people at every fitness level, whether they're new to the gym, getting back into a routine or just looking for simple movements to promote physical and mental health. Slow and Steady Wins the Race: Moderate activity can be just as effective as rigorous workouts when it comes to reducing stress, anxiety, and depression. Start by creating a simple goal such as walking or even stretching for only 10-20 minutes every other day. Continuously increase your movement over time when you feel ready and able. It's all about establishing a strong foundation to get your head in the fitness game. Be Your Own DJ: Step into Planet Fitness' Judgement Free Zone with your favorite tunes ready to go. Music is a great mood booster and a way to infuse any workout with great energy as it keeps a good tempo for your heart rate and is an easy way to get yourself in a mindset that you enjoy. A fun thing to do is to create playlists for different types of workouts and even listen to the soundtrack of your favorite movie. Change it Up: It's crucial to keep your routine fresh and exciting so working out doesn't become a chore! The next time you head into the gym, try a new piece of equipment you've never explored or take a shot at a new strength training exercise, do something to shock your body and mind so exercise always feels new and fun. Join Planet Fitness today, where memberships are affordable and include free fitness training. For $24.99 a month, you can get the PF Black Card membership which includes additional amenities such as the ability to bring a guest every day at no additional charge, access to all 2,500+ Planet Fitness locations in all 50 states, and more.
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