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আপন ঠিকানা (Apan Thikana)
আপন ঠিকানা (Apan Thikana)
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![The most stressful time of day is 8.15am, according to a study. <br/><br/>A poll, of 2,000 adult, found 35 per cent experience stress during the first part of the day, with the prospect of the working day ahead, struggling to leave the house on time, and oversleeping the most common early morning challenges. <br/><br/>Coping with the school run, looking for lost house keys, and figuring out what to wear are common anxieties too. <br/><br/>As are dealing with the unpredictability of kids’ emotions - in addition to both feeding and dressing them and making packed lunches. <br/><br/>And at a time of the day when every second matters, those polled typically lose 20 minutes and 28 seconds to morning trials and tribulations. <br/><br/>Following the findings, revealed as part of Onken's ‘Feed Your Inner Happiness’ campaign, Paddy McGuinness has shared his tongue-in-cheek time-saving tips [https://onken.co.uk/happiness-hub/]. <br/><br/>Pointers include how to get the kids to do housework without them realising, how to stop them bickering, and how to help them with their homework when you’re stuck. <br/><br/>The TV funnyman said: “Follow my foolproof tips and you’ll be ready to tackle life’s curveballs - 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_one-in-five-women-believe-investing-is-for-men-research-reveals.webp "One in five women believe investing is only for men, research has revealed. <br/><br/>A poll, of 2,000 adults, found 74 per cent of females are more inclined to save their money, than attempt an investment (12 per cent). <br/><br/>Whereas only 63 per cent of men would put spare money into a savings account - with 21 per cent putting it in the stock market instead. <br/><br/>The gender pay gap (27 per cent) and access to financial education (15 per cent) were among reasons it's seen as a preserve for men. <br/><br/>However, 77 per cent of women would be interested in learning more about how to get started in investing.<br/><br/>And 47 per cent of men and women polled admitted they have no idea exactly how much money is in their pension pot. <br/><br/>The research comes as Bake Off star Candice Brown revealed her tops tips to make her money go further, including extreme meal prepping and bulk buying key items.<br/><br/>Other advice included evaluating when you last used your subscription platforms, religiously using cashback sites and freezing leftovers. <br/><br/>Candice Brown, who is working with pension provider Nest, which commissioned the research, said: “So many people don’t seem to know where their money goes. <br/><br/>“It took me a long time to really get to grips with what I was doing with my money, I didn’t think it would be easy to invest. <br/><br/>“It’s something I wish I’d done much sooner, before Bake Off changed my life. <br/><br/>“My employees all have Nest pensions so it was great to teach more members that they are actually investors themselves.” <br/><br/>The study found women are slightly more afraid of losing money in a bad investment than men (57 per cent vs 45 per cent). <br/><br/>But 35 per cent of females think improved financial education in schools would help boost the nation’s knowledge. <br/><br/>While 23 per cent would like to see a government initiative brought in to help people learn more about the process. <br/><br/>In terms of the ethics of investing, men and women are equal in considering it very important their investments are made in a positive way for the world (19 per cent). <br/><br/>Across all adults, only 12 per cent would describe themselves as very confident in starting to invest in something new to them. <br/><br/>Elizabeth Fernando, of Nest, which invests member’s monthly contributions into everyday brands, said: “Investing is for everyone. <br/><br/>“The cliché of the 1980s City broker in a pin stripe suit and red braces is almost always a male figure - but that stereotype is old and changing all the time. <br/><br/>“A pension can be an efficient way to save and invest money for the long term. If you have a pension, you’re already an investor. <br/><br/>“Investing knows no gender - it's about making informed choices and decisions to reach your financial goals. <br/><br/>“By breaking down stereotypes and promoting financial literacy, we can ensure that everyone has the chance to benefit from the opportunities that investing offers.\")
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